Back to Gift Store >
×

Legacy Giving

Your gift makes a difference

Help fund a future where every refugee receives emergency assistance and the aide they need to survive, then thrive.

Interested in learning more about estate giving or gifts on non-cash assets?

Have you already included a gift to USA for UNCHR in your will or trust?

Other Ways to Give

Bequests & Beneficiary Designations

Interested in bequest  language, step-by-step instructions to make us a beneficiary of your retirement plan, or estate planning tools? You've come to the right place. Still have questions?

Income Gifts

Did You know that you can make a gift that pays you income? Charitable gift annuities are a great way to ensure a future for refugees while also receiving income during your lifetime.

How They Work

The donor irrevocably transfers cash, securities, or other property to the charity. In return the donor receives fixed annual payments for life, and the charity uses the remaining balance to support its work.

Tax Benefits

Donors can claim a partial tax deduction for their donation. If the donor donates appreciated assets, they may also save on capital gains taxes.

Payment Rates

The payment rate is based on the donor's age, and the older the donor is when payments begin, the higher the rate.

Beneficiaries

The donor can choose to have up to two beneficiaries receive payments, either jointly or successively.

When payments begin

The donor can begin receiving payments immediately if they are 60 or older, or they can defer payments for a year or more.

Unused deductions

If the donor cannot use the entire deduction in one year, they can carry it forward for up to five years.

Distributions from an IRA

Individuals ages 70½ and older can make a once-in-a-lifetime distribution directly from their IRA to a CGA. This distribution is excluded from taxable income.

Current Rates

Age Rate
55 4.8
56 4.9
57 4.9
58 5.0
59 5.1
60 5.2
61 5.3
62 5.4
63 5.4
64 5.6
65 5.7
66 5.8
67 5.9
68 6.1
69 6.2
70 6.3
71 6.4
72 6.6
73 6.7
74 6.8
75 7.0
76 7.2
77 7.4
78 7.6
79 7.8
80 8.1
81 8.3
82 8.5
83 8.7
84 8.9
85 9.1
86 9.3
87 9.5
88 9.7
89 9.9
90+ 10.1

Request an illustration to better understand if a CGA is right for you.

Please send me an illustration for a Charitable Gift Annuity.

Giving Non-Cash Assets

Non-cash assets like appreciated securities, property, and privately held business interests are great ways to support refugees while also making tax-smart philanthropic decision.

Gifts from your IRA

Are you 70 1/2 or older? By making a gift directly from your IRA to USA for UNHCR, you can satisfy your required minimum distribution (RMD) while avoiding the income tax normally incurred by RMDs.

Gifts of Real Estate

Leaving real estate to your heirs can be an expensive endeavor for you and them;  instead, leave your property to USA to UNHCR and avoid capital gains, transfer taxes, and more.  Contact us to learn more about how giving real estate can benefit refugees, and your heirs.

Gifts of Appreciated Securities

Gifting appreciated stock or securities can be a financially smart way to support refugees. Receive a tax deduction for the full value of the stock while avoiding the capital gains associated with realized securities. Contact us to learn more, or download out stock transfer instructions to give.

Donor Advised Funds

Do you have a Donor Advised Fund? Strategically plan your philanthropic giving and recommend grants to USA for UNHCR easily by downloading our Guide to DAF Giving.

Latest Donor Stories